Find the right group health plan for your team
Group Health Search helps business owners compare group health insurance options, understand the trade-offs in plain language, and get their teams enrolled without confusion.
A guide through the group health market
Buying health coverage for a team is different from buying it for yourself. There are more plan types, more rules, and more decisions. We handle the searching and comparing, then explain your options in plain words so you can decide with confidence.
Search the market
We gather group plan options that fit your team's size, locations, and needs, so you see what is actually available to you instead of guessing.
Compare side by side
Deductibles, networks, and out-of-pocket limits get lined up in one clear view. You see how the plans differ before you commit to one.
Set up coverage
Once you choose, we walk you through the paperwork, the contribution setup, and the enrollment steps so nothing gets missed.
Enroll your team
Employees get simple instructions and help choosing their coverage level, so enrollment feels easy instead of overwhelming.
Know your options before you choose
Most employers pick from a few common plan structures. Each one balances flexibility, network size, and out-of-pocket costs differently. Here is the short version.
PPO
A large network and no referrals needed to see specialists. Employees can also go outside the network, though they pay more when they do. A popular pick for teams that want flexibility.
Learn about PPOsHMO
A tighter network built around a primary care doctor who coordinates care. Costs are usually lower, but care outside the network is generally not covered except in emergencies.
Learn about HMOsHDHP with HSA
A high-deductible plan paired with a health savings account. Employees pay more before coverage starts, but they can save pre-tax money for medical costs and keep it forever.
Learn about HDHPsLevel-funded
A hybrid approach where the employer pays a steady monthly amount and may get money back in a healthy claims year. Often a fit for small and mid-sized teams.
Learn about level-fundedFrom first conversation to covered team
The path to group coverage follows a clear set of steps. Here is the outline. The full walkthrough lives on its own page.
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Talk it through
We start with your team, your goals, and what matters most: budget, doctor access, or simplicity.
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Compare real options
We search the market for plans that fit and present them side by side in plain language.
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Choose and set up
You pick the plan and contribution approach. We handle the setup details with you.
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Enroll the team
Employees get clear guidance, make their elections, and coverage begins on the start date.
Benefits are a big decision. You should not make it alone.
Health coverage is often one of the largest line items in a business, and one of the biggest reasons people join or stay. Employers work with us because it makes that decision manageable.
- Plain-language guidance. Insurance is full of jargon. We translate deductibles, networks, and out-of-pocket limits into words anyone can act on.
- A wider view of the market. Instead of one carrier's menu, you see how different plan structures compare for your specific team.
- Less admin on your plate. Applications, enrollment materials, and setup steps are organized for you, so coverage moves forward while you run the business.
- Help beyond day one. Renewals, new hires, and plan questions come up every year. The guidance does not stop when enrollment ends.
Ready to understand your options?
Start with the basics. Learn what each plan type offers, then see how the process works from start to finish.